March 29, 2020

When microcredit becomes a lever of loyalty and growth for e-commerce

In the race for diversification, e-merchants are hitting the bull’s-eye to build customer loyalty and find new sources of profit. Indeed, faced with a juggernaut like Amazon which is firing all odds with its VOD service Amazon Prime Video, its Dash Button or its Pantry service which shakes up local trade see large distribution, competition must find new tracks to resist.   “Thumbs Up!” is coming slowly but surely. It is perhaps for this reason that the Cdiscount brand is launching “Thumbs Up!” the microcredit service. For the moment, the start takes place in the greatest discretion, the communication being made only by email to customers who have paid for…

February 21, 2020

Cash credit – a short term solution

There are many situations in life in which a loan helps. A loan can be used, for example, for a repair or a household purchase. A move or a trip can also be financed with a loan from a bank or a financial service provider. A cash loan, which can be obtained particularly cheaply with good credit conditions, helps particularly quickly. The cash loan is offered to solvent loan seekers by the house bank as a credit facility In a financial emergency, many people go to their house bank first. There are often very good business relationships with the house bank over many years. In addition, these banks usually keep…

February 15, 2020

Online credit without Credit bureau reputable.

More and more direct Credit bureau and credit intermediaries have discovered the need for online loans without Credit bureau as a gap in the market. But it is not always easy for the consumer to distinguish which online loan is reliable without Credit bureau. With these loans in particular, in addition to the reputable providers, there are also many dubious credit intermediaries. Important clues that apply to dubious providers For example, many people who have lost their creditworthiness due to youthful sin or sudden unemployment with a negative Credit bureau entry are looking for other ways to get a loan. This is not only known to reputable providers. However, it…

February 3, 2020

Best bank loans – How to get a loan

With the large number of loan offers, the trees are no longer visible due to the forest. A little experienced can easily lose the overview when searching and can quickly accept an offer. To avoid this, there is a wide variety of Internet portals to find the best loans from the banks. The user can find all offers in a clear form at a glance. But what should be considered? Maturities, interest, fees, special repayments etc. Interest alone is not enough. The other conditions also play a significant role. Flexible terms are also important. What use is it if the banks offer low interest rates but are skimpy with the…

January 13, 2020

Cash credit immediately to the account

Again and again we get unusual requests. Interested users can find out whether you could also get a cash loan into their account immediately. The banks you asked about mostly reacted with lack of understanding, these people report. If you have also struggled with this problem, you can be assured of two things: First, your request is not as unusual as it may seem at first glance. On the other hand, there are of course solutions on how this can be achieved. Cash credit immediately into the account: That is why banks react with lack of understanding But let’s first shed some light on why banks react with a lack…

December 27, 2019

Best loan for debt restructuring

Many people who want to reschedule an old installment loan or combine several loans into a single loan ask themselves which loan could be their best loan for a debt rescheduling. It is not an easy question to answer. For this reason, it would be urgent to carry out a settlement before the planned debt restructuring. Looking for the best loan for a debt restructuring A debt rescheduling is only worthwhile if the interest level for the new loan is significantly lower than the interest level that was still valid for the old loan. In addition, care should be taken to ensure that any premature loan repayment does not result…

November 30, 2019

Official loans compared – How to compare correctly

  There are occupational groups that are particularly valued by banks. These include civil servants. They benefit from their almost permanent employment because they are civil servants for life. But their regular income from the state also makes them coveted customers. This is particularly noticeable when granting loans, because civil servants benefit from lower interest rates and longer terms. There are differences in official loans A comparison of official loans clearly shows that the offers of the individual banks differ significantly. This applies not only to the amount of interest, but also to the remaining conditions. Officials get this advantage because the risk of default is extremely low, because if…

November 27, 2019

Lightning credits for the self-employed

Most providers only give lightning loans to employed borrowers and not to the self-employed. However, taking out a quick loan for this group of people is not entirely out of the question. One reason for the hesitant lending of lightning to self-employed and freelancers is that this group of people can partly provide information about their own income according to their own assessments and can also easily gloss over it. What is a lightning credit? In the case of a lightning credit, the money applied for is paid out within two bank working days. The prerequisite is that the borrower submits his completed loan application by the time specified by…